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Debt Problem

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1 Debt Problem on Mon Oct 09, 2017 1:47 pm

mosspy


Arresto Menor
Hi, may gusto lang po ako ask may real estate agent kami na ka business deal at first na sa una ang negosyo ang deal namen then may 2 unit ng condo na kinuha namen para magamit din sa negosyo daw na itatayo namen,alam namen na pwedeng style nya lang po yon pro we took the risk sya pa nag offer na bayaran mna ang down even the 1st month, nakapag bayad na kmi ng tubo 20% at ung 1st month na inabono nya..alam nya ang financial issue namen now.isasampa na nya ng kso pag ndi nmen binayaran ang principal at tinubo ng ulang buwan.ndi po namen alam ang possible na mangyayari.sana po matulungan nyo ako. Salamat

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2 Re: Debt Problem on Mon Oct 09, 2017 2:53 pm

xtianjames


Reclusion Perpetua
may contract ba kayo?

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3 Re: Debt Problem on Mon Oct 09, 2017 4:08 pm

mosspy


Arresto Menor
Meron po kami contract sa condo na inoffer nya. Yung puna sign nya before is kasulatan na may said amount kami at kung magkano tubo.

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4 Re: Debt Problem on Mon Oct 09, 2017 4:13 pm

xtianjames


Reclusion Perpetua
yung kineclaim ba nya is as per stated sa contract/kasulatan nyo?

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5 Re: Debt Problem on Mon Oct 09, 2017 8:59 pm

mosspy


Arresto Menor
Yes, kasi siya nga ang nagbayad ng downpayment ng condo unit na inoffer nya para sale na din nya.

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6 Re: Debt Problem on Tue Oct 10, 2017 3:13 pm

xtianjames


Reclusion Perpetua
then he is in the right na kasuhan kayo for collection. hindi ba option yung forfeit nyo na lang yung mga condo sa lender? usually this is what happens pag di nakabayad ng ammort ang may utang.

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7 Re: Debt Problem on Wed Oct 11, 2017 2:19 am

mosspy


Arresto Menor
Thank you, we agreed to give some of our personal things para maka bawas, we also asked if we can just cancel na lang yung sa condo unit. she then ask us to send promissory letter para ndi ma forfeit kasi sayang lang yung naging utang namen sa kanya kung ndi matutuloy yung sa unit.

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8 Re: Debt Problem on Wed Oct 11, 2017 1:01 pm

xtianjames


Reclusion Perpetua
before you sign anything, be sure that you would be able to pay. imho its better to know when to cut your losses before keeping something you cannot afford due to current circumstances. baka kasi after a few months same scenario na naman kayo, uulit lang ang cycle and whats worst eh nadagdagan pa yung mawawala sa inyo dahil sa nadagdag na months ng hulog nyo.

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9 Re: Debt Problem on Wed Oct 18, 2017 9:39 am

dhei reyes


Arresto Menor
good day! mag ask lang po ako kung ano ang legal procedure pag kinasuhan ng estafa at bp.22? tinatakot po kasi ako ng nautangan ko na hintayin ko na lang warrant of arrest ko. wala pa po ako narereceive any demand letter or subpoena. ano po b dapat kong malaman at gawin.thank you po!

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10 Re: Debt Problem on Wed Oct 18, 2017 1:13 pm

xtianjames


Reclusion Perpetua
hingin mo sa kanya kung saang court nya kamo sinampa ang kaso then you can check with them.

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