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Credit Card Payment Anomaly?

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1 Credit Card Payment Anomaly? on Fri Dec 15, 2017 10:07 am

badshot65


Arresto Menor
Gusto ko po sanang humingi ng advise..lately na-discover ko na my wife is paying a monthly due on a friend's credit card since 2015 for an item na naki-ride sya.. the item was a tablet worth 18, 000php, and she was paying a monthly due of 1,500php per month which started on 2015.dun po sa credit card ng friend nya, may naki ride in din na Cash advance naman ang kinuha, at ayon sa may ari ng card e yung interes ang usual na binabayaran monthly.so, now po na matatapos na ang 2017, i have learned na nagpa reconstitute dun sa account, at since last year ay nagbabayad na ang misis ko ng 2,150php at yung isang tao na cash advance ang kinuha at 2,050php naman ang binabayad..at ayon daw po sa may ari ng card, matatapos daw ang payment ng misis ko on November 2018.
tinanong ko yung may ari ng card kung bakit nagkaganun, ang sabi nya ay kasi daw lagi daw delayed ang bayad ng misis ko..ang sabi naman ng misis ko, kahit delayed sya ng bayad e binabayaran naman daw nya yung penalty..dito po, i think na hindi normal yung sitwasyon..sabi ko dun sa may ari ng card, i am willing to pay pero i want to see the previous statements of accounts..dito po, kung anu ano na sinasabi na kesyo wala na daw yung mga statements of accounts, kesyo yung mga reconstituted statements na lang ang nasa kanya..nakiusap ako na mag request sya sa bank na kumuha nung mga records, but sinasabi nya lately na hindi naman daw nagbibigay ng ganuon kapag sa credit cards..doubting, tumawag po ako sa customer service hotline nung bank e ang sabi, pwede naman daw sila magbigay..so, dito po e iba na pakiramdam ko..naiisip ko na baka ayaw niyang makita ko yung mga statements or history ng transactions because baka may anomalyang tinatago..ano po ba ang magandang gawin?..kasi po sa ngayon e pine pressure nya kami na magbayad ng monthly, pero i keep telling her na hindi ako magbabayad till makita ko muna yung mga  previous statements of accounts.
salamat po..

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