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UNPAID HOME CREDIT PLEASE HELP!!

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1 UNPAID HOME CREDIT PLEASE HELP!! on Sat Mar 24, 2018 6:43 am

chrisven23


Arresto Menor
Good day po. I applied for a new phone and had my plan in auto-debit. Ang nangyari is nakaltasan yung ATM ko for the 1st charge nila. But hindi nag reflect sa system nila yung 1st payment . So ang naicip ko is baka nag kaerror lang between BPI or sa Home Credit. Rather na may past due ako is nag bayad na ako nang 1 month advance so parang 2 months na yung payment ko in a span of 1 month in service. Then on the 2nd month nang ngungulit nanaman sila hindi pa nag rerespond yung Bank sa issue ko. Then after a couple of weeks may bastos na collector na nag scandalo sa lugar ko which is wala ako sa bahay. Nung tumawag ako sa CSR nila wala daw silang agent na ganun "ON FIELD na HC" sa galit ko hindi na ako ang bayad ever since and 6 month na yung lumipas but wala talaga sa personality ko na takbuhan yung credit and alam ko naman na hindi ako makukulong. But gusto ko lang matapos yung utang ko and bayaran ko nalang yung fair charge na kulang ko. Is there a possible way na bayaran ko nalang yung fair amount or ibalik ko nalang yung hayup na phone na kinuha ko? Please Help

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2 Re: UNPAID HOME CREDIT PLEASE HELP!! on Mon Mar 26, 2018 2:58 pm

xtianjames


Reclusion Perpetua
yung "fair charge" is yung pending balance mo sa inutangan mo since it was your decision na magdefault sa utang mo. dun ka na lang sa inutangan mo makipag coordinate at try mo kung may mawewaive silang charges (which is highly unlikely).

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