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baranggay settlement

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1 baranggay settlement on Tue Jun 05, 2018 10:32 pm

dangem23


Arresto Menor
Good eve po
Nais ko lamang po humingi ng payong legal...
Taong 2016 ng ako po ay mgkautang sa 5/6 halagang 100k n po un inabot patong patong na tubo na po...Mar to June 2017 ako po ay ngbbgay ng bayad sa ngpapautang

MAR 30,000
APRIL 30,000
May 40,000
June 20,000
July 10,000
Aug 10,000
Sept 10,000

Sa mga panahon pa na ito ay nkiusap ako n ibawas s principal un mga nauna ko ng naibyad ngunit tumanggi ang nagpapautang kya
Noon pong Nov 2017 ay naki pag usap ako s knya n hnd ko n kaya mbyran ang palaki ng palaki ng tinutubo nya s nhiram ko n sinabi nya n umabot n ng 200k... itinatanggi din nya n ntanggap nya ang mga binyad ko s knya...subalit s listhan n ipinakita nya s akin ay nkita ko na nkalista un ibinyad ko na 40,000 noong May 2017.
Gawa ng pagkalito ng mga panahon n iyon ay pumayag ako s isang kasunduan n bbyran ko ang 200k sa loob ng anim n bwan . ng umuwi ang aswa kong seaman ng july31,2017 ay anim n bwan hnd nkablik ng trabho hnd ko n ngwang matupad ang ksunduan nminn mgbbyad ako s loob ng anim na bwan...nkpagbgay lamang ako ng dec 2017 ng 10,000.00...
Noong Feb 2018 ay idinulog nya s barangay ang aming kasunduan...sa halagang 190,000 mula sa 200k...npagkasunduan s baranggay na mgbbgay ako ng 10,000/monthly payment sa pag aakalang kkyanin ko mgbyd dhil makalipas ang anim n bwan ay nkablik n ng barko ang aking aswa..nkapagbgay lamang ako ng Mar 2018 ng 10,000 at muli na namang nag miss ng bayad dahil bumaba ang sahod ng aking asawa at nagbabayad pa kami ng bahay...nakiusap ako na mahintay lang na makapagbagay ako dahil kulang pa talaga ang pinapadala ng aswa ako...ngunit nagmatigas na po ang nagpapautang na sasampahan ako ng kaso sa small claims court...ano po kaya ang maaari kong gawin...sana po ay mabigyan nyo po ako ng payong legal..salamat po

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2 Re: baranggay settlement on Sat Jun 09, 2018 7:59 am

attyLLL


moderator
your solution may be when she actually files a case in small claims court. at least make the argument that the rate of interest of more than 2.5% per month was unconscionable and should be reduced by the court


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3 Re: baranggay settlement on Sat Jun 09, 2018 8:28 pm

dangem23


Arresto Menor
Pwd po b nmin iapela s korte na un mga naibayad na nmin na itinatanggi ng nagpapautang ay maging kbyran n sa 100k na principal dhil kung tutuusin sobra sobra n po ang ibnyad namin tpos ngpapabyad pa xa ng 200k.

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4 Re: baranggay settlement on Sat Jun 09, 2018 8:30 pm

dangem23


Arresto Menor
Ska wla po kming hawak na proof na ngbgay kami maliban sa lumang listhan na hawak nya kung saan nkita ko yung 40k na naibyad nmin ska un tatlong 10k po.

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5 Re: baranggay settlement on Sun Jun 10, 2018 6:00 pm

attyLLL


moderator
if you allege payments, you will be the one required to produce proof. hopefully the lender will admit you made payments.


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6 Re: baranggay settlement on Mon Jun 11, 2018 7:00 pm

dangem23


Arresto Menor
Sinasabi po ng ngpapautang n pwd dw po ako kasuhan ng estafa?sb dw ng lawyer n nkausap nila?totoo po b un?panu po estafa kung 5/6 nmn po un?

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7 Re: baranggay settlement on Thu Jun 14, 2018 11:12 am

attyLLL


moderator
failure to pay a debt is not a crime


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8 Re: baranggay settlement on Thu Jun 14, 2018 9:36 pm

dangem23


Arresto Menor
Since nagharap n po kmi sa brgy,and hnd ko po nkya un usapan n i will give 10k/mos ngpdla po ng summon un brgy sbay n po un 2nd and 3rd hearing dw po..pwd po b un n wla pang 2nd hearing may 3rd n agad.what wud u suggest po pagpunta ko po s hearing ng barangay?pwd kya ako n magsb sa lender na i file n lang po s court un kaso nmin?



Last edited by dangem23 on Thu Jun 14, 2018 9:41 pm; edited 1 time in total

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9 Re: baranggay settlement on Thu Jun 14, 2018 9:37 pm

dangem23


Arresto Menor
Pag po ba umabot kmi sa small claims court mag kakarecord po b ako..like if i get nbi or police clearance?

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10 Re: baranggay settlement on Thu Jun 14, 2018 10:42 pm

arnoldventura


Reclusion Perpetua
As already mentioned to you above, failure to pay a debt is not a crime. Hindi ka magkakaroon ng criminal record or magkakaproblema sa pagkuha ng NBI or police clearance. Ang hindi pagbabayad ng utang, civil matter lang, at hindi criminal. https://www.alburovillanueva.com/credit-debt-collection

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11 Re: baranggay settlement on Thu Jun 14, 2018 11:04 pm

dangem23


Arresto Menor
Tama po b process s brgy na pinagsabay un 2nd and 3rd summon po..pwd po b n hnd n ko umattend s brgy?and wait n lang po s nx step ng lender?

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12 Re: baranggay settlement on Sat Jun 16, 2018 9:11 pm

dangem23


Arresto Menor
Yesterday nagfinal hearing n po kmi sa brgy...i told the lender na ifile n lang ng case since ayw n nya mkipag areglo...bukod po b s smal claim court pwd nya ifile un case sa ibang court na sbi nya pwd dw po ako mkulong at matanggal sa trabaho

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