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Credit Card usage Forge signature

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1 Credit Card usage Forge signature on Mon Jun 25, 2018 7:48 pm

elykjayce


Arresto Menor
Hi po attorney,

My name is Joy. Ask lang po ako ng legal advice. This was happened November 2016 when my creditcard has been used to purchase 4 cellphones and aside of that it has been used for groceries stuff and department stores sa waltermart. With all these crazy bills umabot po ng 80,000 pesos ang bills ko. Yun mga phones po naka installment lahat. Pinuntahan ko po yun isang nabilhan ng phone and dun ko po nalaman na it was my bestfriend who did that. Inamin niya rin naman po saken na it was her who did it and ofcourse with the excuse na she just need the money kaya niya nagawa yun. She promised me and my mom na magbabayad siya monthly. Naawa po kase ako dahil may anak po siya.Nabayaran na po niya yun 59,000 pesos sa ngayon.Kulang pa po siya ng 21k and ilang buwan na po ang lumipas. Hindi pa rin po siya nagbabayad. Sobra 1 year na po kase. Ano po ba pwede ko gawin. Nahihirapan na rin po ako maningil dahil siya pa po ang galit. Magbabayad daw po siya kapag meron. Kapag wala ,wala daw. Tapos minumura na po niya ako. Mukha daw ako pera and sorry sa word P.I. daw ako. Sabi ko po idedemanda ko po siya. Tinatakot po niya ako na sige daw magdemanda ako dahil sisirain daw niya ang buhay ko. Ano po ba pwede ko gawin para masingil ko po yun 21k na kulang niya and actually nakaw niya po yun eh. Malaki laki pa po yun at pahirapan na po maningil sa kanya. Yun cellphone naman po nabenta na niya lahat. Gusto ko po siya idemanda pero hindi ko po alam kung paano dahil wala po akong evidence na. Hope po mabigyan niyo po ako ng advice. Thank you po.

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2 Re: Credit Card usage Forge signature on Mon Jun 25, 2018 8:05 pm

attyLLL


moderator
she should have been liable under the access device act but no case will prosper without evidence. but if you can at least prove her commitment to pay the debt existed, then you can file a small claims case


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3 Re: Credit Card usage Forge signature on Mon Jun 25, 2018 8:10 pm

elykjayce


Arresto Menor
hello po attorney,
I only have a text message and few chat messages. Is this enough already to prove it? Nireport ko na po ito before sa BDO na may gumagamit ng card ko. Hindi ko na lang po tinuloy yun pagdemanda dahil sabi niya magbabayad siya. Also what kind of small claims case are we talking about? May work na po siya but I dont like the idea of she is just making an option if she will pay me in a month or not. If she feels she dont want, she dont. She is also blackmailing me and telling me pag dinemanda ko daw siya. Sisirain niya rin daw buhay ko. Please help attorney. Also this is not just utang, ginamit po niya yun card ko without my consent and forge my signature.

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4 Re: Credit Card usage Forge signature on Mon Jun 25, 2018 8:29 pm

attyLLL


moderator
http://sc.judiciary.gov.ph/smallclaims/SMALL%20CLAIMS%20PAMPHLET.pdf


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5 Re: Credit Card usage Forge signature on Mon Jun 25, 2018 8:39 pm

elykjayce


Arresto Menor
Thank u po attorney. Can i also include that this person is also blackmailing me and threatening my life?

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6 Re: Credit Card usage Forge signature on Wed Jun 27, 2018 7:20 am

attyLLL


moderator
that's a separate criminal case but you can mention it also in the collection case


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7 Re: Credit Card usage Forge signature on Wed Jun 27, 2018 8:08 am

elykjayce


Arresto Menor
Eto po yun last message niya saken attorney


https://i.servimg.com/u/f29/19/93/41/50/20180610.png

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