I lend money to someone. we're both tenants in a tiangge shop. Naawa kasi ako, so pinahiram ko with no interest. She promised to pay me back at the end of the week. The day came, no payment. i was able to speak with her on the phone, she was very apologetic saying the person she borrows money from has not released fund for her yet. So I gave her a few more days to settle the debt. but now she hasn't shown up at her shop since the money was due. She doesn't answer my calls too. I didn't have anything written down at the time 'coz I thought that i would get it back immediately. Then I found out that she missed payments from the person she borrows money from na parang 5-6 ata yun and she also borrowed money from another tenant. I am hoping na makonsensya sya but i'm afraid that she might disappear soon.
Can I file a case against her based on our verbal agreement? Could she deny the transaction and the agreement? I might need a lawyer too. Any advice would be appreciated.