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need help legal advice!!

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1 need help legal advice!! on Thu Apr 07, 2011 5:33 pm

rabbit


Arresto Menor

dear Atty, Ako po ay may asawang OFW na nasa UAE. Nung nagsimulang tamaan ng recession, delay po lagi magpasweldo ang kompanya niya at sa credit card niya nakukuha ang buwanang remittance sa amin pati pang budget niya. Nagkadelay delay narin ang regular monthly obligations niya at dito na po pumasok ang problema namin. Last December 2009, may pumunta po dito sa bahay namin na isang Credit and Investigation Company. Nagtanong-tanong tungkol sa asawa ko, samakatuwid, ako na po ang sinisingil nila. Hindi na po nila ako tinantanan dito. Ang sabi ko sa kanila, wala ang asawa ko dito, sa abroad po siya umutang kaya ang settlement should be done abroad din po, hindi po ba? Wala po akong malawak na pangunawa sa batas ng banking and finance. Pero nung tinanong ko yung taong pumunta dito na bakit hindi ang citibank ang kumontak sa akin, wala po siyang naisagot. maari bang mangyari na may maningil thru the credit and collection company kahit hindi naman dito ginawa ang pagkakautang? Ano po ang sakop ng isang credit and collection company? May agreement po ba ang bansang UAE and Pilipinas sa mga delinquent? Handa naman po ang asawa ko bayaran ang obligasyon namin sa bangko. Sana po matulungan niyo ako...Salamat po ng marami!

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2 Re: need help legal advice!! on Sat Apr 09, 2011 9:17 am

attyLLL


moderator
it is valid for the uae bank to contract someone in the philippines to collect for them.

you can validly ignore them, but they have the right to initiate a collection case against your husband. if they initiate against you, argue that the money was not used for the benefit of the family.

they will harass you to pay. your best defense is to ignore them or pay.


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3 need help legal advice!! on Sun Apr 10, 2011 12:57 am

rabbit


Arresto Menor
atty. thank you so much...a great help! more power!

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4 Re: need help legal advice!! Today at 8:16 am

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