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cheque signed by different person under that person name

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mavel515


Arresto Menor
Hi,

Ano pong kaso ang pwedeng ikaso sa mommy ko na nagsign po ng cheque na inopen ng financing company under my name pero yung own signature nya po.

sabi po ng tita ko na nagwork sa bank, considered invalid/null yung cheque. If that so, yung pagbounce back walang kaso po yun? ano po yung pwedeng ikaso sa mommy ko? hindi nya nman po pinirma yung name ko kundi name nya.

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TiagoMontiero


Prision Correccional
kaninong bang pirma yun nasa record nang bank, sino ang pumirma sa specimen signature card para maging basis nang signature verification? ikaw ba ang pumirma doon sa specimen card?, sa check lang ba pumirma mama mo?

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mavel515


Arresto Menor
malamang sa mother ko kasi wala nman ako dun nung inopen nila. pero even so, yung account name is under my name and yung pirma nya is name nya talaga.

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TiagoMontiero


Prision Correccional
wala naman problema yun, lumalabas nang nag-"for" lang ang nanay mo sa check in your behalf, pero I doubt it kung ihohonor ang check na na-open nang nanay mo na sayo nakapangalan at nanay mo nakapirma, medyo doubtful ang dating nang check, yan usually ang scheme nang mga financing agencies. Ang possible problem lang ay kung ang financing company mismo ang mag-file nang case kung magbounce yung check. Basta, ganito, everytime magbabayad ang nanay mo sa financing company, like magdedeposit siya sa checking account para pondohan ang check, dapat itago niyo un mga bank deposit slips, and aside from that, kailangan magdemand kayo palage nang Official Receipt every time makakabayad kayo nang amortization.

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