My "former" friend/officemate (let me call her SNOW) asked me to be her co-maker but unfortunately all of the checks she issued bounced due to insufficient/closed account last year. We talked to the loan agency and she promised she will settle since the agency gave her an extension. But again, she didn't.
It was a joint account opened just for that loan and i don't have intentions of paying that since it's her loan. I keep on pushing her to pay since they've been sending letters addressed to both of us.
I just received a text they filed 6 criminal cases to BOTH of us.
Been trying to reach Snow but the last time she texted was March. She even said if she dies-i'll get some money to pay her debt.
Do i have any rights to refuse to pay it since Snow is still capable of paying it and just hiding from her obligations? It's really obvious that she's hiding since she's not answering any of my calls/texts.
How long will it take for a subpoena to be issued to us? I was also tricked by this person and I won't pay any of her debts.
Any advice would be greatly appreciated.