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1 STOLEN CREDIT THAT WAS SWIPED on Sat Jun 25, 2011 1:01 pm


Arresto Menor
I need legal advice regarding my stolen credit that was stolen and was misused by the person who stole the credit card.

I informed the call center agent of the stolen credit ten minutes after it was swiped. I sent so many letters of appeal regarding the matter to the credit card company that I was not the one who used it ,the stolen credit card. I even requested an investigation on the matter. I even sent a letter of appeal to Central Bank Consumer Affairs division but to no avail nothing happen.

My card was swiped only once with a very big amount and the SM mall does'nt even bother to call the original owner of the card. I have a very good credit outstanding for almost 20 years. I have already established that I was not the one who swiped but still the credit card company insist that I will pay the misused credit card.

Please help!!! Somebody help.!!!

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2 Re: STOLEN CREDIT THAT WAS SWIPED on Sat Jun 25, 2011 2:58 pm


my position here is that you have to pay the credit card because the are protected by Access Devices Act, and then make a claim against the merchant for not determining the identity of the user of the card. if it's below 100k, you can file a small claims case against the merchant. rules on

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