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credit card and loan abroad

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1 credit card and loan abroad on Sat Jul 16, 2011 9:37 pm

edsantosdela


Arresto Menor
galing po akong dubai at 6 mos na dito sa pinas. may naiwan po akong credit card at loan na hindi ko na mabayaran ng 6 mos narin dahil wala nga akong work. ngayon, nakontak po ako ng bangko ko through their collector dito sa philippines. nakikipag communicate ako sa kanila na kung pede restructure yung outstanding balance ko at alisin ang interest and penalties. willing naman ako magbayad kaso maliit lang kaya ko. may tseke ako sa kanila. ang gusto nila bayaran ko daw ng buo para di daw nila ako kasuhan. hindi naman po ako tumatakbo sa responsibility ko at nakikiusap lang ako ng installment na lang sana at alisin interest.. pero ang gusto nila kung installment may patong parati ng 40 percent galing sa outstanding amount. hindi ko po yun kaya. ano gagawin ko? sana po matulungan nyo ko. pano ko diko mabayaran? ano po ang pede nila gawin against sakin? thank you po

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2 Re: credit card and loan abroad on Tue Jul 19, 2011 11:47 pm

attyLLL


moderator
what is this check? where did you issue it? did they deposit it?


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3 Re: credit card and loan abroad on Fri Jul 22, 2011 9:48 pm

msbonita


Arresto Menor
atty, same situation like edsantosdela... pano po kung yung check is sa dubai inisyu at sa dubai din po dineposit? security check po ito. makakapekto po ba ito sa pagaaply ng trabaho sa pinas? magrereflect po ba ito sa nbi?

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4 credit card and loan abroad on Sat Jul 23, 2011 9:54 pm

edsantosdela


Arresto Menor
dear attorney,

the check was from my salary account in dubai and I'm not sure if they deposited it because they requested it as security check. Thank you

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5 Re: credit card and loan abroad on Sun Jul 24, 2011 8:54 am

attyLLL


moderator
at most they can file a case for collection against you. no criminal case can prosper


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Warning and Disclaimer: I am not your lawyer; and you are not my client. With the limitations of an  Internet forum, a thorough review of your concern is not possible. View my comments at YOUR OWN RISK. It is best to actually retain a lawyer for your individual concerns.
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6 credit card and loan abroad on Sun Jul 24, 2011 9:34 pm

edsantosdela


Arresto Menor
dear attorney,

thank you very much attorney. One more question, can i request for installment basis without interest? What if they deposited it on my account? they told me they will put my name on travel ban on all the immigration. How will I handle the conversation if they will keep on insisting me to pay the full amount? Thank you attorney

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