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loan issue

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1 loan issue on Fri Jul 22, 2011 1:28 am


Arresto Menor
hello po

gusto ko lang po sana mg tanong kung ano po mangyayare kase po nkareceived po ako ng demand letter dun sa nhiraman ko ng pera, 20k po, checke po ung pinapost date nya skin, kse ng papahiram lng sila pg my cheke ka so ng open po ako ng checking account. then ng bounce po ung cheke kase hindi ko po napondohan , but then nkpg usap po ako n tutubuan ko muna kse po every 15 days 2k ung interest nla. so for few months ng papatubo po ako then nwalan po ako ng work kaya d ko cla napatubuan, nkiusap po ako kso sav nya po dedemanda daw nya ko d n daw po nya need ung byad ko bsta sa korte nlng daw po kme mg harap, i received 2 demand letters, kso po kinuha na ko ng mama ko naun wla n po ako sa pinas, gusto ko po mlaman wat na mangyayare sa case or kung anu n po b naun ung sitwasyon sav po ng mga tita ko sa pinas may nghanap daw po sakin na pulis dun sa dati nmn bhay pro wla nmn po cla sinav kung about saan. . isa pa po meron po akong 4 computer units na binigay dun sa nhiraman ko pang interest pro kung tutuusin po ung four computer units ko ktumbas n nung 20k n nhiram ko sobra pa. ayaw po kse nya mkipg aus bsta daw po gusto nya ko demanda. nguguluhan po tlga ako. kung pnu ko po haharapin. pag umuwe ako ng pinas. pls reply thanks

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2 Re: loan issue on Sat Jul 23, 2011 6:33 pm


what proof do they have that you received the demand letter? did you sign for it? or it was just sent by registered mail?

if they do file a case, you can use the giving of the computer units and the high interest as basis to say that the check was no longer for value.

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