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Court Decision

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1 Court Decision on Sun Jul 24, 2011 7:01 pm

lanceagosto


Arresto Menor
Good day!

Atty, i am seeking for a legal advice regarding a case filed against me by a bank for replevin and damages.

Kumuha kasi ako ng car year 2009. Kaso nagkaproblema ang business ko kaya hindi ko sya nabayaran. Hindi ko naibalik ang kotse sa banko kasi umaasa ako na makaka-close ako ng malaking deal at mababayaran ko ang utang ko sa bank. Unfortunately, hindi nangyari yun.

Sinampahan nila ako ng kaso. Hindi ko sinipot ang mga hearing. Kamakailan lang ay lumabas ang court decision at ito po ang ilan sa mga nakasaad:

"the sole issue in this case is whether or not the plaintiff is entitle to the payment of ________________ representing the outstanding balance of his obligation, late penalty charges, damages, attorney's fees and other fees"

"Based from the foregoing, the interest for the late penalty charges is reduced to 18% per annum and liquidated damages to ________. With respect to the claim for attorney's fees, the Court finds that the amount of ______________ is fair and reasonable as the issue in this case is not complex.

"The claims for repossession and bonding fees are denied as plaintiff was not able to prove that they were duly incurred or undertaken by it."

Wherefore, judgment is hereby rendered, ordering defendant to pay plaintiff the following:

1. P_______________ representing the outstanding balance over the subject motor vehicle with interest rate of 18% per annum commencing from Aug 31, 2009 until fully paid;
2. P ___________ as and by way of attorney's fees and
3. P ___________ liquidated damages

Ang tanong ko sir ay...
1. Ano ang ibig sabihin ng "The claims for repossession and bonding fees are denied as plaintiff was not able to prove that they were duly incurred or undertaken by it."

2. Kung replevin po ang ikinaso sa akin bakit ganito po ang naging decision ng court? ibig po bang sabihin nito ay hindi na nila babawiin ang kotse at babayaran ko na lang ang utang?

3. Kailangan ko po ba itong bayaran ng buo? kung hindi ko po mabayaRAN AY ano po ang maaaring mangyari?

4. Gaano po katagal bago maglabas ang kotse ng writ of execution?

Maraming salmat po

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2 Re: Court Decision on Tue Jul 26, 2011 1:52 pm

rchrd


moderator
The dispositive portion of the Decision (starting from WHEREFORE, ...) governs and it is clear that you are not being required to return the vehicle.

Ibig pong sabihin ay pabor sa inyo ang decision. Hindi ninyo ibabalik ang sasakyan. Babayaran nyo lang kung magkano ang hindi ninyo nabayaran at binabaan pa ng korte ang porsyento to 18% instead of the percentage stated in your contract.

1. Ano ang ibig sabihin ng "The claims for repossession and bonding fees are denied as plaintiff was not able to prove that they were duly incurred or undertaken by it." === Nagclaim ang plaintiff na dapat irefund mo daw ang gastos nila for repossession of the vehicle plus bonding fees pero hindi pumayag ang korte dahil kulang sila ng ebedensya. Thus, the plaintiff cannot ask for payment of repossession nfee from you.
2. It is the court's finding that instead of ordering you to return the car, it is better that you retain the car and just pay the amount stated in the decision and whatever interest that may be computed based on the 18% set by the court.
3. Kailangan ko po ba itong bayaran ng buo? kung hindi ko po mabayaRAN AY ano po ang maaaring mangyari?=== If you can pay all immediately, that is the best you should do.
If you will not pay immediately, the interest of 18% will keep on adding up to what will be collected from you. Pag hindi kayo nagbayad, pwedeng kunin ng sheriff ang pwede niyang ibenta na ariarian ninyo kasali na yang sasakyan at ibebenta niya para mabayaran yung plaintiff.

4. Gaano po katagal bago maglabas ang kotse ng writ of execution? === HINDI PO MAGLALABAS ANG KOTSE auto Embarassed He he baka po sakali at mapangiti ko kayo kahit konti!
Seriously, lalabas po ang writ after finality of the Decision.

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3 Re: Court Decision on Tue Jul 26, 2011 10:55 pm

attyLLL


moderator
you can negotiate with the bank to pay for your debt by turning over the car to them as settlement


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4 Follow Up Question on Wed Jul 27, 2011 11:13 am

lanceagosto


Arresto Menor
Maraming salamat Sir Rchrd.

Follow up question lang sana. May nakapagsabi kasi sa akin na abogado na kailangan daw ay buo kong bayaran. subalit sa sagot nyo ay lumalabas na maaari akong makipagnegotiate sa bank kung hindi ko kayang bayaran ng buo. Tama po ba?

Patungkol po sa writ of execution, nasabi po ninyo na lalabas ito after ng finality of decision. Kailan po ito lalabas? gaano po katagal.

Salamat pong muli

rchrd wrote:The dispositive portion of the Decision (starting from WHEREFORE, ...) governs and it is clear that you are not being required to return the vehicle.

Ibig pong sabihin ay pabor sa inyo ang decision. Hindi ninyo ibabalik ang sasakyan. Babayaran nyo lang kung magkano ang hindi ninyo nabayaran at binabaan pa ng korte ang porsyento to 18% instead of the percentage stated in your contract.

1. Ano ang ibig sabihin ng "The claims for repossession and bonding fees are denied as plaintiff was not able to prove that they were duly incurred or undertaken by it." === Nagclaim ang plaintiff na dapat irefund mo daw ang gastos nila for repossession of the vehicle plus bonding fees pero hindi pumayag ang korte dahil kulang sila ng ebedensya. Thus, the plaintiff cannot ask for payment of repossession nfee from you.
2. It is the court's finding that instead of ordering you to return the car, it is better that you retain the car and just pay the amount stated in the decision and whatever interest that may be computed based on the 18% set by the court.
3. Kailangan ko po ba itong bayaran ng buo? kung hindi ko po mabayaRAN AY ano po ang maaaring mangyari?=== If you can pay all immediately, that is the best you should do.
If you will not pay immediately, the interest of 18% will keep on adding up to what will be collected from you. Pag hindi kayo nagbayad, pwedeng kunin ng sheriff ang pwede niyang ibenta na ariarian ninyo kasali na yang sasakyan at ibebenta niya para mabayaran yung plaintiff.

4. Gaano po katagal bago maglabas ang kotse ng writ of execution? === HINDI PO MAGLALABAS ANG KOTSE auto Embarassed He he baka po sakali at mapangiti ko kayo kahit konti!
Seriously, lalabas po ang writ after finality of the Decision.

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5 Thanks so much on Wed Jul 27, 2011 11:14 am

lanceagosto


Arresto Menor
attyLLL wrote:you can negotiate with the bank to pay for your debt by turning over the car to them as settlement

Marami rin pong salamat attyLLL sa iyong advise

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6 Re: Court Decision Today at 11:30 pm

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