Atty, i am seeking for a legal advice regarding a case filed against me by a bank for replevin and damages.
Kumuha kasi ako ng car year 2009. Kaso nagkaproblema ang business ko kaya hindi ko sya nabayaran. Hindi ko naibalik ang kotse sa banko kasi umaasa ako na makaka-close ako ng malaking deal at mababayaran ko ang utang ko sa bank. Unfortunately, hindi nangyari yun.
Sinampahan nila ako ng kaso. Hindi ko sinipot ang mga hearing. Kamakailan lang ay lumabas ang court decision at ito po ang ilan sa mga nakasaad:
"the sole issue in this case is whether or not the plaintiff is entitle to the payment of ________________ representing the outstanding balance of his obligation, late penalty charges, damages, attorney's fees and other fees"
"Based from the foregoing, the interest for the late penalty charges is reduced to 18% per annum and liquidated damages to ________. With respect to the claim for attorney's fees, the Court finds that the amount of ______________ is fair and reasonable as the issue in this case is not complex.
"The claims for repossession and bonding fees are denied as plaintiff was not able to prove that they were duly incurred or undertaken by it."
Wherefore, judgment is hereby rendered, ordering defendant to pay plaintiff the following:
1. P_______________ representing the outstanding balance over the subject motor vehicle with interest rate of 18% per annum commencing from Aug 31, 2009 until fully paid;
2. P ___________ as and by way of attorney's fees and
3. P ___________ liquidated damages
Ang tanong ko sir ay...
1. Ano ang ibig sabihin ng "The claims for repossession and bonding fees are denied as plaintiff was not able to prove that they were duly incurred or undertaken by it."
2. Kung replevin po ang ikinaso sa akin bakit ganito po ang naging decision ng court? ibig po bang sabihin nito ay hindi na nila babawiin ang kotse at babayaran ko na lang ang utang?
3. Kailangan ko po ba itong bayaran ng buo? kung hindi ko po mabayaRAN AY ano po ang maaaring mangyari?
4. Gaano po katagal bago maglabas ang kotse ng writ of execution?
Maraming salmat po