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unpaid credit card balance

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1 unpaid credit card balance on Tue Aug 09, 2011 10:31 am

IM


Arresto Menor
atty, yung credit card ko 2 years ko na di nababayaran, lumaki ng lumaki yung utang ko dahil sa interest, everytime may mga demand letter coming from diff. collecting law firm palaki ng palaki ang amount ng utang ko,, the last time may tumawag sa amin, sabi nasa Php 300,000 na daw utang ko at may estafa case na daw ako.. totoo po ba yung magkakaroon ako ng estafa case?

dati po nakikipag-usap ako sa mga collecting agents, kaso kapag sinabi ko na wala pa ako ibabayad at nakikipag-negotiate ako na baka pwede ko hulugan ng 5 years para matapos na lang.. sinisigawan nila ako, madalas binabastos pa ako sa phone.. may mga natawag sa amin, tinatakot ang mga tao sa bahay, inaalala ko baka atakihin ang parents ko... kasi andun na sasabihin nila na ipapadampot ako, may magpapakilala na mga pulis, mayroong sinasabi na may kabit daw ako kaya ako nagtatago.. maski sa dati ko trabaho kung anu-ano sinasabi nilang foul kaya napappagalitan ako, at napilitan na ako mag-resign..

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2 Re: unpaid credit card balance on Fri Aug 12, 2011 7:35 pm

attyLLL


moderator
what you should avoid is not informing the bank of your new residence and office address. try to find out who were the ones who called and file a case of slander against them. change your numbers. failure to pay a debt is not a crime. these are tactics to make you pay


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