Ngayon po, I received a text message that I havent received from any collection agency before and it was somewhat alarming. Here is the message:
Attn:MS.STPHENIE. This is PNP INVESTIGATION AND WARRANT SEC OF CAMP CRAME. We will seek and coordinate to our leading P ublishing company to publish your name, Face and Picture on all Leading Newspapers for the Count of ESTAFA, then We will seek a Warrant to ensure all your obligations will be settled including your References. Do Call SP04 SAMANIEGO to coordinate. ASAP!
I am just wondering can they really file a ESTAFA against me? According po naman kasi sa constituiton di ba ang ESTAFA is for defraud po. Hindi naman po ako nag defraud. Hindi nga po ako nag apply ng credit card bangko lang po nagbigay. And I was also informed the bank regarding my situation in financial as of this moment. And it seems they didnt give attention.
And parang labag na din po sa Regulation ng Bangko Sentral regarding sa mga paniningil yung ginawa ng collection agency sa akin na humawak ng accout ko ngayon.
Pwede po ba ako magsampa ng complaint against this collection
agency? Slander perhaps?
And napansin ko lang po kahit ilang collection agency na yung tumawag sa akin within the same range lang naman yung hinihingi nilang one time payment 60% less sa original balance. And pareho pareho sila ng sinasabi na magsasampa daw kaso etc. Ito pong bago ngayon ESTAFA daw.
I hope you could give me an advise po.