After 15 years she decided to work again earning just enough to support her needs. She was afraid to open bank accounts and apply for credit cards because she was thinking she already had a bad record at CMAP.
However, when she tried to open a bank account, she never had any problem with it until she tried with 2 other banks and caused her nothing to worry too. She applied for a credit card (from different bank) and got approved. After 6 months applied for another credit card (in one of banks where she had unsettled bill)because she forgot that it was bank where she defaulted her credit card. To her surprised, she was approved in less than 10 days.
My question is : Does my aunt's previous bad credit records is not in the CMAP list? Or was it already erased after 15 years?
I hope you will clarify this issue becasue my aunt is still worried about it.