I want to ask your legal opinion regarding my problem with Mrs B. Mrs B was a friend and businesswoman that comes to me from time to time before to have her postdated personal and customers checks discounted. We've been in these transactions for almost 2 years before the disaster happened. She was not able to make good of her personal checks worth millions of pesos. Her customers checks discounted in favor of me also bounced or account closed. To make the story short, Mrs B owes me a big sum of money now. All I am holding now are her returned personal and customers checks.
It's been almost a year now since the disaster and I am having a hard time collecting from her. All she is doing now is paying me loose change monthly but before I can get some money from her, I have to go through a needle hole to get some. In other words, I can only collect some money at her mercy.
Sir, how can I compel her to pay me more money monthly? I am now thinking of filing a criminal case of estafa against her. Do you think my case will prosper at the prosecutors' office? I don't want to file BP22 cases against her because she will not end up in jail with this. Please help me. I really need your help now. Thank you and I hope to hear from you soon.