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liable po ba ko criminally or pwede ba mag-file ng civil case against me ang BANK for non-payment of motorcycle loan??

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paulbondoc


Arresto Menor
ATTORNEY PLS HELP ME..
Nov.2009 nag-loan ako ng motor bale halos 11 Months ko ng nhulugan,Aug 24,2010 the motorcycle was stolen sa harap ng school namin, so nag file agad ako ng police blatter and pina-alarma ko n din baka kasi sakali ma-recover pa,so malinaw na meron ako legal documents that can prove that the said motorcycle was stolen during that time,sa ngayon incompetent na ko na bayaran kasi student nga lng ako,ngayon Sept 12,2011 nagpdala ng letter saken ung Attorney ng BANK(FINANCER) ng MOTORCYCLE DEALER na kung di ako magbabayad they will file a criminal/civil charges against me..meron po ba ako criminal liability?di naman po kc pasok ng SWINDLING or ESTAFA because there is no intent of Deceit/Fraud...talagang di ko lng kaya bayaran dahil parents ko lang ang ngbabayad noon pero nung mawala ndi na nila ko bnigyan ng pambayad dahil s financial problem n din..ndi po kasicomprehensive ang insurance nung motor kya ndi na napalitan TPL lng po..obligado p din po b q n bayaran ung kulang q s payment??uulitin q po may criminal liability po b q or pwde b cla mag-file ng civil case against me?ang ngi2ng pera ko lng po kc ay ung allowance ko..ndi ko n po tlaga kaya bayaran..pls help me attorney..kailangan daw po kasi s Sept,28 2011 magkaron n ng AMICABLE SETTLEMENT n magbabayad ako 5k monthly...mku2long po ba ako kung hndi na ko mkpabayad??wait ko po response nyo attorney..SALAMAT PO...



Last edited by paulbondoc on Mon Sep 19, 2011 2:11 am; edited 2 times in total

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paulbondoc


Arresto Menor
bale ung bank n po ang nagha2bol sken Atty. hndi n ung motorcycle dealer.. and im 21 years old na po kaya ndi na exepted sa criminal liability under (Republic Act No.9344)..i need your help attorney PLS.RESPONSE

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3 unpaid motor on Mon Sep 19, 2011 9:34 am

nylaresh


Arresto Menor
i have the same situation... i dont know what to do as well...
pls help us. tnx

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