Also, ung interest nila for delayed payment malaki tlga at lalo ako hindi makakabayad dahil sa dagdag nilang interest. I asked kung pwede principal amount lang bayaran ko pero hindi pa sila nagreply. I issued checks when I got the loan at mejo nagresearch po ako parang nakakatakot kasi dahil bouncing check ang angle nila. What can I do? and how safe am I from being in jail?