Good Day Atty. Last September I received an affidavit of complaint filed by the lender. Originally I was granted a loan of P41K with a term of 1year and a payment of semi-monthly, however after my 3rd payment my checking account was closed.The lender wrote a letter with a copy of the affidavit of complaint copy furnished to the president of where I am working with and claiming that I issued a check in the amount of P80K which eventually bounced. (I remember issuing a additional blank check) I called them and asked for a loan restructuring however they refused for a loan restructuring if I would not pay a substantial amount of P15 or P20k. Today they faxed me a letter and informing me again that if I will not pay them, they would personally talk to the President of the company where I am working so they could collect from me. I texted her saying once more that I am very much willing to pay my loan balance thru a loan restructuring however they wanted me to pay 15K first before they could restructure my loan, worst if payment is not made, they would be faxing me letters every monday. I told them that I cannot pay the amount they are asking. Atty if they indeed filed a case against me, is it still possible they can continue to harass me?