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CHINA TRUST LOAN - Makukulong po ba ako?

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1 CHINA TRUST LOAN - Makukulong po ba ako? on Tue Nov 15, 2011 4:31 pm

chinatrustpo


Arresto Menor
hello po,

may utang po ako sa chinatrust ng Php47,000 ang principal payable in 3 years. dahil sa kahirapan po at katangan at sa kagipitan di ko na binayaran ang utang po hangang umabot sa 103,000 including interest po.

nag final demand na sila sa akin binigyan lang nila ako ng 5 days to settle the utang.

wala naman po ako ganun ka laking pera, willing po ako mag baya sa bank at least 5k lang po kahit monthly.

takot po akong makulong.

papayag ba ang chinatrust na i will just pay 50% sa utang ko?

ano po dapat kung gawin?

makukulong po ba ako agad-agad?

may piyanza ba?

super worried na po ako.

may kaibigan po ako na kasabay ko sya sa pag-utang sa chinatrust, di na din sya nag bayad. sabi nya dami na daw siyang demand letter, tapos di daw nya pinansin. ngayun po super worried po ako.

please help me.

__kung sino man dito ang may pariho issue please share you thoughts.

sa moderator. thank you po.

Crying or Very sad Crying or Very sad Crying or Very sad

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2 follow-up po on Tue Nov 15, 2011 5:43 pm

chinatrustpo


Arresto Menor
pasensya na po..

gusto ko kasi malaman kung anung consequece nito, makukulong ba ako?

sa mga previous demand letter nila di ko natanggap kasi di na ako nakatira sa previous address yung uncle ko nalang ang nag re-receive pero di aabot sa akin,

today po, nakatanggap po ako ng letter final demand letter galing sa kanila dito nila na address sa office ko. ayun po. natakot ako baka makulong po ako.

thank you po.

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3 continuation... on Tue Nov 15, 2011 6:54 pm

chinatrustpo


Arresto Menor
pwede po ba na magbayad nalang ako sa principal amount?

47K kasi kong may interest pa, di ko talaga kaya.

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4 Re: CHINA TRUST LOAN - Makukulong po ba ako? on Wed Nov 16, 2011 10:42 pm

attyLLL


moderator
did you issue checks?


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5 Re: CHINA TRUST LOAN - Makukulong po ba ako? on Sun Nov 20, 2011 12:42 pm

chinatrustpo


Arresto Menor
yes.

yung cheque na galing sa kanina. i sign 36 checks

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6 Re: CHINA TRUST LOAN - Makukulong po ba ako? on Wed Nov 23, 2011 7:12 pm

AgreeToPay


Arresto Menor
I do have the same story ... and its been 4 years ago na. ... me kulang pa ako na babayaran sa kanila ...

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7 Re: CHINA TRUST LOAN - Makukulong po ba ako? on Wed Nov 30, 2011 7:32 am

lisamarieb2011


Arresto Menor
chg



Last edited by lisamarieb2011 on Wed Jan 04, 2012 11:17 pm; edited 1 time in total

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8 Re: CHINA TRUST LOAN - Makukulong po ba ako? on Wed Nov 30, 2011 8:58 am

lisamarieb2011


Arresto Menor
Atty,
Ano po ba yun difference nun personal loan na me issued checks involved adn yung wala? Kasi sabi ng isang frien ko me unpaid personal loan din sya sa ibang bank 7 years na pero wala naman daw sya natatanggap na subpoena?

Thank you po ulit.

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9 Re: CHINA TRUST LOAN - Makukulong po ba ako? on Wed Dec 14, 2011 1:04 pm

chinatrustpo


Arresto Menor
thanks po sa pag share.

question ko lang for yung akon 48K payable in 3 years.

mga 1.5 years na akong hindi naka bayad.

pero willing ako by january mag start na mag bayad ulit.

takot ako po.

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10 Re: CHINA TRUST LOAN - Makukulong po ba ako? on Thu Dec 15, 2011 5:25 am

lisamarieb2011


Arresto Menor
halos pareho ang case natin. kasi nga pang-issue tayo ng checks na galing kanila kaya talagang me habol sila sa di natin pagbabayad on time. Get the best bargain from the collection agency sa kin nga andami ko ng hinulog nabalewala dahil daw di na ko nakabayad.hindi ka din naman nila titigilan sabihin mo yun kaya mo lang bayaran kesa wala sila masingil

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11 Re: CHINA TRUST LOAN - Makukulong po ba ako? on Mon Jul 09, 2012 1:21 pm

chinatrustpo


Arresto Menor
hello po,

Pa dvice ako kung anung ang gagawin sa 132K na obligation ko sa chinatrust yung principal loan ko is 47K lang payable in 3 years tapos di ako naka pag bayad ng 2 years na po due date ngayun august ang loan umabot na sa 132K. can i negotiate with the bank and collection agengy that i will raise 50 within this year just to pay the principal amount?

or any suggestions po...

thanks.

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12 Re: CHINA TRUST LOAN - Makukulong po ba ako? on Tue Jul 10, 2012 8:00 pm

lisamarieb2011


Arresto Menor
get the best bargain dun sa collection agency, i- assure mo na di mo naman tatakbuhan, kaya nga gusto i-settle eh. ang hirap dyan sa kanila sobrang mag-pressure. i was able to paid in full. nakuha ko na yun certification of full payment napakasimple lang naman ng pagkakagawa hindi sulit sa binayad ko na doble sa loan ko pero kung mag pressure sila. anyway, good luck. the bank will advise you to deal with their collection agency. sabihin mo na lang ano yun afford mo bibigay din yan alam ko me commission yan sa mga nasisingil nila

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13 Re: CHINA TRUST LOAN - Makukulong po ba ako? on Tue Jul 12, 2016 6:51 am

redhat


Arresto Menor
lisamarieb2011,

buti hindi po kayo nag alangan na ayusin at kausapin at magbayad dun sa collection agency? yung sa akin naniningil na ren at sundin ko advise mo, hirap lang kase diko alam kung mapagkakatiwalaan ba yung naniningil saken. law firm sha eh. at sila ren ba magbibigay ng cert of full payment?

maraming salamat. sana makareply po kayo. God Bless.

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