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my sister was trap in a LOAN SHARK......

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1 my sister was trap in a LOAN SHARK...... on Wed Nov 16, 2011 2:36 am

problematicSis


Arresto Menor
Dear Atty,
Please kelangan ko po ang legal advice regarding sa problem ng Sister ko n ngaun eh problem n ng buong pamilya nmin.
kasi po ang ate ko may nakilala na ng papaloan. parang 5/6 daily po ang bayadan. maganda nman po ang takbo ng payment nya nun una. hanggang sa my mga kaibigan at kakilala n po sya na nangangailangan na dinadala at sinasamahan n nya dun parang maloan din dhil s awa nya gngrantoran nya ung mga tao dun. eventually dahil sa pagdadala nya dun ng mga cliente pra mg loan. nabuo ang tiwala ng financier s ate q at inalok n sya na sknya n mismo ibigay ung perang hihiramin ng client pra di n nya dalhin pa doon s bahay sya nlng ang mgrrciv at pipirma under s name nung loaner at sya n rin ang bahalng maningil at mag remit ng mga payment s financier pero may commission sya s bawat loaner n mapasok nya. hanggang s dumating ang time n unti-unti ng hindi ng babayad ung mga loaner nya.. pero araw2 dapat kompleto p rin ang mairemit nya s financier kahit pa hindi na nya nasisisngil ung mga taong ng loan kung baga sya na ang may obligasyon s financier. so ang tendency gagawan n nya ng paraan n makapagremit sya ng kompleto araw-araw. example mgapaparealesed sya today ng 5000 tpos ng amount n klangan nya iremit is 10,000 daily, ung 5,000 n nrealesed nya hahanpan nya ng paraan pra madag-dagan pra makompleto ung remit nya on that day. so hihiram sya sa iba or mgpapasok sya ng another name n mglloan. Until hindi n nya kinaya inamin n nya s financier n ngkakaproblem n sya s mga remit nya which is late na umabot n daw ng 700,000 ang obligation nya dhil madami n nga hindi ng babayad s knya.pero hindi pumayag ang financier na pinipilit p rin sya n mgremit daily. at kung saan2 ng barangay sya ipinatawag. hinaharap nman nya lhat wala nman syang intensyon n takbohan. this coming thursday nov.17,2011 pghindi daw sya nkapagbigay ng 50,000 sa presinto na daw sya itutuloy. ipapakulong n daw sya..natatakot n po kame pati po ung nanay nmin naapektuhan n dahil s nalaman nya. actually kakauwi ko lng po galing hospital dhil inatake ng high blood ang mother nmin.... sna po matulungan nyo po ako kung ano ang dapat nming gawing. di nman po nmin pede pabayaan ang ate ko kahit my kanya2 n kaming pamilya.pero wla po kmeng kakayanan n mabayaran un agad-agad. single parent po kc ung ate q 5 ang anak. 19 ang panganay at 5 yrs old plng ang bunso. wla po sya trabaho may maliit lng po sya ng tindahan. n s ngaun eh halos sirado n rin dhil s kawalan ng puhunan.
sana po mapansin nyo po e2 problema ko.. salamat po!

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2 Re: my sister was trap in a LOAN SHARK...... on Wed Nov 16, 2011 10:46 pm

attyLLL


moderator
are there written loan agreements?


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3 Re: my sister was trap in a LOAN SHARK...... on Thu Nov 17, 2011 11:11 pm

problematicSis


Arresto Menor
attyLLL wrote:are there written loan agreements?


No AttyLLL, wla pong loan agreements. notebook lng po ng record nun financier pumipirma lng po ung ate ko dun every time na may kukunin sya at magreremit sya ng pera.

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4 Re: my sister was trap in a LOAN SHARK...... on Sat Nov 19, 2011 1:29 am

problematicSis


Arresto Menor
Attylll, last thursday po ng harap ulit kme sa s brgy., pinilit po nmin maka produce ng 10,000 pra po maibigay sa complainant,di po nmin n meet ang gus2 nlang 50,000. pero po they insisted na tatangapin nya ung 10,000 pero klangan po mgbigay ng sister ko saknya ng PDC at 500 daily at ung interest monthly pa rin daw pong tatakbo...if ever na hindi makapgbigay ng pdc ang sister q itutuloy n daw po nya ang pgpapakulong sa ate ko. sad to say po ung kagawad po na namagitan sa amin sya pa po ang ng pipilit sa amin n magbigay n ng post dated check pra daw po pghindi daw po eh makukulong daw po ang ate ko. atty sa tingin nyo po ba my sustainable cause po itong case na to if ever isampa ng s court?.



Last edited by problematicSis on Sat Nov 19, 2011 1:32 am; edited 1 time in total (Reason for editing : added word)

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5 Re: my sister was trap in a LOAN SHARK...... on Sun Nov 20, 2011 9:25 am

attyLLL


moderator
do not give PDCs. if there are no written loan agreements, they cannot demand for interest.

this should only be a civil case for collection.


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6 Re: my sister was trap in a LOAN SHARK...... on Sun Nov 20, 2011 9:26 pm

problematicSis


Arresto Menor
you mean po ba attyLLL, di nya po pwede masasampahan ng criminal case ang ate ko like ESTAFA?

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