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Hindi na mahagilap ang nangutang.Pano singilin?

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jennilyn


Arresto Menor
Hello po.Somebody owed me 50k at may contract po kami na personal loan.Nakabayad na po sya ng interest na 31k sa loob ng matagal na panahon (6%/month) pero nahinto po kasi nagsara yung company nila.Hindi pa po nabawasan ang principal.Pinabaranggay ko po sya at nagpromise sya doon at pumirma na mgbabayad sya 2k per month sa principal. Pero hindi po sya nakabayad.Ang problema po ngayon, wala na sya sa tirahan nya kasi na foreclosed na raw yung bahay.Wala pongmakapagsabi kung saan na sya at nagpalit po sya ng number at wala din pong nakakaalam.No cheques involed po dito.

1. Pwede po ba akong magfile sa small claims court kahit walang nakakaalam ng address nya at kung saan ipapadala ang summons?

2.Paano po ako magfile ng kaso if walang tao or relative na magreceive ng summons?(Hindi po kasi sya taga dito sa amin.Balita ko umuwi na ng probinsya nila pero walang nakakaalam kung saan.)

3.Mag prosper po ba kung mag file ako estafa or fraud kasi umalis sya na hindi nagpaalam sa akin,kahit personal loan ang kontrata namin?

4. Ano po pwede ko gawin para makolekta ko yung pera? Thanks

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jennilyn


Arresto Menor
help po AttyLLL. Thanks.

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attyLLL


moderator
you'll be best with a small claims case, but no case will prosper unless you know where he is or you can pinpoint any piece of his property.


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waltsmarek


Arresto Menor
mai co-consider po b n pambayad ang appliances

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attyLLL


moderator
that's called dacion, and yes, if the parties agree


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Warning and Disclaimer: I am not your lawyer; and you are not my client. With the limitations of an  Internet forum, a thorough review of your concern is not possible. View my comments at YOUR OWN RISK. It is best to actually retain a lawyer for your individual concerns.
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