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Unpaid loan

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1 Unpaid loan on Thu Dec 29, 2011 1:21 am


Arresto Menor
Good day,
Meron po akong loan sa citifinancials (citibank) wayback 2008 amounting to aroung 60,000. Maturity value is around 100k payable monthly for 3 years. Nakapagbayad po ako for 6 months, then natagalan ulit bago aq nakabayad. me tumwag po skin na collection agent na nagfofollow-up nun bayad ko, or else daw he magpafile daw cla ng case against me, and un utang q he magiging payable in demand. Nun araw na rin na un nagpunta ako ng bank para magbayad nun monthly due ko. Pero sbi nun sa bank he d nila makita un account ko, nagtry na kmi lahat ng affiliates, account number, and name, pero d raw lumalabas yun record ko. yun bank he yun bank na sinabi nun agent. Then after that, wala na akong narinig sa kanila. Ngayon p, after more than 3 years, nagbalik na sila, nakareceive po ang mader ko ng letter galing po sa abogado na kelangan ko raw isettle ng buo yun 103k on or before january 25, 2012. Para naman silang bula, at biglaan maningil. Nagissue po pala ako ng postdated cheque sa kanila. Nandito po ako ngayon sa Canada as permanent resident, bago pa lang po ako d2. planning to visit Philippines yearly. I believe wla akong guarantor or co-maker kasi pumunta ako dun then nagfill up ng form then paguwi ko me pera na ko. Ano po advice mabibigay nyo.? I am willing to pay the amount I owe, pero hindi ko po kaya yun sa january 25 agad, tps po yun pong 103k sa tingin ko po ksma na po dun yun interest due to default. Maraming salamat po!

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2 Re: Unpaid loan on Thu Dec 29, 2011 12:30 pm


then negotiate with them a payment plan you are able to abide by or file a complaint in court for reduction of interest.

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3 Re: Unpaid loan on Thu Dec 29, 2011 11:49 pm


Arresto Menor
Thanks po! More power!

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