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LOST OR/CR (Still mortgage thru bank)

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1 LOST OR/CR (Still mortgage thru bank) on Sat Jan 14, 2012 12:26 pm


Arresto Menor
Good morning po.

Nag car loan po ako sa isang bank last September 2010.
Last January 04,2012 nakatanggap po ako ng affidavit of lost galing bank. pinapipirma po ako sa isang affidavit na hindi man lang naka-state na naka-mortgage ang sasakyan ko sa bank nila and this is the reason why i have not yet sign the paper.

Tama po ba ang desisyon ko? Ang gusto ko po sana ay affidavit na nawala yung OR/CR na Affiant ang bank at noted lang ako. Kasi po nasa kanila pa ang Orig OR/CR. My only copy was from my DEALER sent to me thru fax and courier.

Thanks, and hoping for ur reply. Super stress na din po ako

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2 Re: LOST OR/CR (Still mortgage thru bank) on Sat Jan 14, 2012 10:03 pm


you are within your rights because you are not the one who lost the OR CR, and it would be perjury to make a false statement.

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Arresto Menor
Good day! Pinahiram kopo ang sasakyan ko sa isang team leader ng kompanya namin. Binabayaran ko po ang amortization niya sa bank and also ang insurance ng sasakyan. Last week , I was informed by the team leader na nawala ang sasakyan last year pa dahil pinahiram niya ang sasakyan sa isang kaibigan. Upon checking sa LTO April 2010 pa ang last registration nito (actually first registration din dahil 2010 kinuha ang sasakyan). Pwede po ba akong gumawa ng sulat sa bank to request for a moratorium of monthly amortization para hindi na muna ako maghulog? kung sakali ano po ang mga kakailanganin kong papeles para dito. pwede ko bang idemanda ang team leader na gumamit at nakawala ng sasakyan?

Salamat po

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4 Re: LOST OR/CR (Still mortgage thru bank) on Mon Nov 19, 2012 12:21 pm


Reclusion Perpetua
Inform the bank of your intention of not filing it. Silence is fatal and sometimes detrimental.

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