I have seen this site of yours and trying my luck if i could get a response from my queries here.
I have a friend of mine back home (Philippines)who owed me money years ago. Whenever i'm heading back home, i still managed to get something from him, and that was okay with me, since he said that he cannot pay me in full. But lately December 2011 i asked for the final payment from him and he issued check worth Php.40,000 which bounced back to me 2X..
The only problem here is that we don't have any contract or supporting documents whatsoever, it is only trust that able us to keep in touch. Aside from a couple of his sms to me and my sister(since i'm staying abroad) who's looking after this saying that he will pay us tomorrow, and non stop promises, we heard nothing from him after.
And now, we are facing difficulties reaching him, he is not even answering our calls nor sms. and whenever my sister/brother are trying to visit his place it only seems that he's always hiding from them.
My question is : Is it fine to take legal action against this man. i know we dont have much evidence or writing that he owes us money but his sms and promises to us and a nos. of witnesses along with his bouce check is still with us.
Appreciate if someone could attend this and revert back to me.