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Credit Card Collection

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1 Credit Card Collection on Wed Jan 25, 2012 6:10 pm

artnique


Arresto Menor
Good day po, itatanong ko lang po kung ano po pwede kong gawin against doon sa HSBC collection office.
Noong December po ay hinihingian kami ng payments para doon sa utang nang misis ko. Nagbigay po ako ng apat na post dated check dated 12/28/2011; 1/28/2012; 2/28/2012; and 3/28/2012 ang problema, hindi pa po December 28,2011 ay sinabihan ako nang collection agency na hindi daw tinatanggap yung check na inisyu ko sakanila. eh nasa bicol na ako noon for holiday vacation. So ang ginawa ko nagrequest ako nang new check sa bangko ko pagbalik ko ng manila, medyo natagalan bago ako naisyuhan ulit.
Yung pera na nailagay ko doon sa bangko na pambayad sakanila ay nagalaw ko muna dahil nagkaroon ng emergency. Kahapon dapat ay mag iisyu ako ulit sakanila nang bagong check pero ang ilalagay ko sa unang check ay Feb.13 na dahil dyn sa petsa na yan pa lang ako magkakaroon ng pera pambayad, pero hindi po pumayag yung Agara dahil daw sobrang delayed na daw nong date na dapat ay nag bayad kami.
Ang hindi ko po maintindihan ay bakit yung DREAMHAUZ or yung developer ng binibili naming bahay eh hindi naman tumalbog yung naisyu ko sakanilang check.
Ngayon ngayon lang po ay nagtxt sya na ededeposit yung lumang na isyu ko na check sakanila and nagbabanta na alam nila na tatalbog yung check dahil walang fund at kakasuhan daw nila ng creminal case ang asawa ko dahil sa magbbounce na check.
Tama po ba ang ginagawa nila?
Pwde ko po ba silang kasuhan din dahil sa pagsasabi nila na hindi tinatanggap yung na isyu ko na check tapos ngayun ay eencash nila para tumalbog ang check then magffile sila ng case against sa asawa ko?

Sana po ay matulungan niyo po ako.

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2 Re: Credit Card Collection on Fri Jan 27, 2012 11:23 pm

attyLLL


moderator
did you get back the first set of checks? if the checks bounced, you have 5 days to fund them after you are given written notice.


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3 Re: Credit Card Collection on Sat Jan 28, 2012 8:30 am

artnique


Arresto Menor
Hindi po, hindi p po nila ibinabalik ulit yung mga inisyu ko na checke.
Pwede ko po ba silang kasuhan din?

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4 Re: Credit Card Collection on Thu Feb 02, 2012 9:42 pm

attyLLL


moderator
i don't think that will necessarily be a good idea. recommend you keep negotiating a settlement.


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5 Re: Credit Card Collection Today at 10:31 pm

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